If you are one of those people that are always using their credit card online then you should know a few things. Accepting credit cards is important if you are running an internet business. Many people are scared of using their credit cards on small sites that aren’t secure. Potential customers will become real customers and use their credit cards if they know your site is secure.

Websites were secure credit card transactions can take place have a small logo on the bottom right of the screen called [verisign]. Of course there is no guarantee that any system is completely secure, it does make you feel a little easier about giving out your personal details. If potential customers get the impression you are doing everything to make their purchase secure then they are more likely to buy from you.

You should always bear this in mind when you shop online. Using you credit card online is not safe on every site that may accept it. It is quick and easy to see the verisign logo and it’s a good start but there is another thing you should be aware of and look for. A secure web site has the address https:// and not the usual http:// when you look at the address bar in your browser.

Be careful when looking for sites that accept credit cards online, because there are many decoy sites out there that are made just to swipe your credit card number. It is actually quite easy to be tricked by these ‘phishing’ sites, as they are now known. These ‘phishing’ scams often start with an official looking email from your Credit Card Company or bank requesting you follow a link to update or confirm your personal information. If you follow the link you will be transferred to a very real looking but also very false web site. Access to you bank or credit card company are easy once you have entered your information on the site.

Phishing sites can only cause a problem if you follow the indicated link, so if you are unsure, just enter the web site address in yourself. Open up a new browser and then enter the internet address in manually. It is unlikely that a company will contact you via an email message to confirm information of a confidential nature. Problems are usually handles by telephone in the first instance. Look on the company’s real website for a phone number to make sure. A site that handles credit card transactions and is legitimate will always be happy to answer questions if you are unsure about ordering.

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